Industries / Banking & Credit Unions
Banking & Credit Unions

AI governance built for the SR 26-2 era.

The first rewrite of model risk guidance in fifteen years extends supervision squarely to AI. IRIS8 gives banks and credit unions tiered agent controls, defensible inventories, and decision lineage your examiner can follow.

Live nowSR 26-2NYDFSFair lendingBSA/AML
The supervisory picture

What your regulator now expects.

SR 26-2 / OCC 2026-13 / FDIC FIL-15-2026

Materiality-tiered model and agent governance, vendor oversight, and documentation templates aligned to the new interagency guidance — with the generative/agentic AI RFI signaling more to come.

NYDFS Part 500 + AI guidance

AI-aware cybersecurity oversight artifacts, human-oversight evidence, and logging aligned to New York’s expectations for covered entities.

Fair lending / UDAAP

Counterfactual and protected-class testing on decisioning agents, filed as evidence with every certification cycle.

BSA/AML

Compiled program procedures grounding AML agents, with escalation rules and full reconstruction for every alert disposition.

Use cases

What institutions put under IRIS8 governance first.

Commercial lendingDeposit account openingLoan servicingBSA/AML alert dispositionContact center agentsCollectionsWealth onboarding
How the platform maps

From your policy shelf to your exam file.

Observe

Every AI system across lending, servicing, and operations — visible through one gateway and inventoried for your examiner.

Gate

Approval queues aligned to your credit authority matrix; action caps and kill switch on every customer-facing agent.

Prove

SR 26-2 documentation, adverse-action reconstruction, and examiner packs generated as agents operate.

Your next exam will ask about AI. Answer in evidence.

Bring one policy domain. Leave with a policy set and your first reconstructed decision.

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